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Water Damage Public Adjuster Service in New Jersey
Residential and Commercial properties suffer water damage for a multitude of reasons ranging from broken pipes, sub-zero temperatures to appliance leakage. Living and working in Southern New Jersey makes your home or business susceptible to many different water related issues. Water can cause structural damage as well and insurance companies don't always factor this in when assessing your damage. YPA handles more water damage claims then anything else, which enables us to spot all possible damage both current and long-term and make sure your claim yields the highest amount possible. YPA recommends calling us PRIOR to the insurance company. If you suffer water damage, we will send one of our recommend mitigation companies who are always on 24 hour emergency stand by to assist in immediate water cleanup. WE DO NOT SUGGEST USING THE CLEAN UP COMPANIES THAT THE CARRIER RECOMMENDS. When integrity is called into question, they will always do what the company paying them wants even if that means not properly mitigating the building damages. (I have seen this time and time again, LY)
Do You really have time to over see the full process and ensure you are getting what you should?
When a loss occurs you should do the following:
- Call our office immediately to ensure your claim is properly reported.
- Don't move or discard any damaged goods.
- Protect your property from further damage. Move undamaged goods to a safe place.
- Don't clean-up damaged area until photos or video has been taken of the loss.
- Take a visual inventory of the damaged property.
Following your call to our office and signing the contract, we do the following on a typical loss:
- Report the loss to the insurance company.
- Review your insurance coverage and apply it to the loss.
- Meet with insurance company representives including their contractors, engineers and cause and loss experts.
- Survey the damage and prepare a comprehensive estimate of repair on our state-of-the-art system.
- Photograph the loss and diagram the building.
- Inventory the loss of personal, business or stock items.
- Evaluate values of these articles in replacement cost and actual cash amounts.
- Assist the owners in locating temporary housing.
- Arrange for emergency services (i.e.) winterization of the plumbing system.
- Secure the building - arranage for board up.
- Negotiate the best possible settlement you are entitled to under the policy.
- Resolve difference of opinion between the insurance company and yourself.
