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Storm Damage Public Adjuster in Linwood, NJ
Storm damage can occur during any season, winter, summer, spring or fall and can range form tree damage to wind and water. Living and working at the Jersey Shore only makes our area more vulnerable. The recovery process is overwhelming and nearly impossible to navigate after such an extreme loss. Properly measuring your losses, while presenting claims effectively to the insurance company is a task for which most policyholders have neither the time nor the expertise. Yeager Public Adjusters have claims experience and knowledge to offer a homeowner to level the playing field with the insurance company. The public adjusters at Yeager guide you through the claims process, handle the evaluation and cataloging of your losses, and lead negotiations on your behalf.
Do You really have time to over see the full process and ensure you are getting what you should?
When a loss occurs you should do the following:
- Call our office immediately to ensure your claim is properly reported.
- Don't move or discard any damaged goods.
- Protect your property from further damage. Move undamaged goods to a safe place.
- Don't clean-up damaged area until photos or video has been taken of the loss.
- Take a visual inventory of the damaged property.
Following your call to our office and signing the contract, we do the following on a typical loss:
- Report the loss to the insurance company.
- Review your insurance coverage and apply it to the loss.
- Meet with insurance company representives including their contractors, engineers and cause and loss experts.
- Survey the damage and prepare a comprehensive estimate of repair on our state-of-the-art system.
- Photograph the loss and diagram the building.
- Inventory the loss of personal, business or stock items.
- Evaluate values of these articles in replacement cost and actual cash amounts.
- Assist the owners in locating temporary housing.
- Arrange for emergency services (i.e.) winterization of the plumbing system.
- Secure the building - arranage for board up.
- Negotiate the best possible settlement you are entitled to under the policy.
- Resolve difference of opinion between the insurance company and yourself.
